＊閱讀全文請點擊此連結
http://www.bbc.co.uk/news/world-asia-india-16607018
＊新聞標題
Indian teacher's shock at his $9.8bn bank balance
＊標題解說
‧ Indian teacher’s shock：印度老師的震驚 teacher’s（所有格）
‧ bank balance：銀行存款餘額
‧ balance：結餘（名詞）
＊內文解析
█ 一位印度老師在檢查他的網路銀行帳戶時，發現4千9百億盧比（美元9 8億），大吃一驚。
An Indian teacher got the shock of his life when he checked his bank account online and found 490bn rupees ($9.8bn).
‧ get the shock of one’s life：大大地震驚，大吃一驚（慣用語）
如果一般字典查不到，要找 idiom 字典（idiom dictionary）
例如：http://idioms.thefreedictionary.com/
http://idioms.thefreedictionary.com/the+shock+of+life
serious (emotional) shock. (*Typically: get ~; have ~; give one ~.)
I opened the telegram and got the shock of my life.
I had the shock of my life when I won $5,000.
‧ bank account：銀行戶頭
‧ rupee：盧比（印度的貨幣單位）
‧ bn：billion（十億）
█ Parijat Saha預計他的結餘應該是200美元，簡直不敢相信自己的眼睛 ，但在ATM機核對的結果確認了他億萬富翁的地位，至少在紙上是如此。
Parijat Saha expected his balance to be $200 and could not believe his eyes - but a check at an ATM confirmed his billionaire status, on paper at least.
‧ check：核對（名詞）
a check at an ATM 在ATM的核對
‧ ATM：是 automated teller machine 的縮寫，自動提（存）款機
‧ confirm：確認（動詞）
‧ billionaire status：億萬富翁的地位
‧ on paper：紙上的，不見得是實際上的
http://oald8.oxfordlearnersdictionaries.com/dictionary/on+paper#paper_1
judged from written information only, but not proved in practice
The idea looks good on paper.
█ 誠實的Saha先生 打了電話給印度國家銀行（SBI）指出錯誤。
紅臉的銀行官員不願發表評論，但消息來源說，資金“未入帳”，如果他試圖要提款，也無法拿到錢。
The honest Mr Saha rang the State Bank of India (SBI) to point out the error.
Red-faced bank officials would not comment, but sources say the funds were "uncleared" and he could not have withdrawn the money if he had tried.
‧ ring：打電話（動詞）rang（過去式）
http://oald8.oxfordlearnersdictionaries.com/dictionary/ring_3
to telephone somebody/something
ring somebody/something up I'll ring you up later.
He rang up the police station.
‧ red-faced：臉紅的（形容詞）
http://oald8.oxfordlearnersdictionaries.com/dictionary/red-faced
with a red face, especially because you are embarrassed or angry
‧ bank official：銀行官員
‧ clear：支票入帳 （動詞）
這個字的意思很多，查字典的時候，要找跟Money 有關的意思
http://oald8.oxfordlearnersdictionaries.com/dictionary/clear_2
if a cheque that you pay into your bank account clears, or a bank clears it, the money is available for you to use
Cheques usually take three working days to clear.（Cheque 就是支票，英國拼法，check是美國拼法）
‧ clearing house：票據交換所（固定用法）
‧ uncleared：了解了 clear的意思，就容易知道 unclear是與clear 相對的，
資金還未入帳，unclear 加了 ed, uncleared（形容詞）
‧ withdraw：提款（動詞）withdrew（過去式）withdrawn（過去分詞）
he could not have withdrawn 與事實相反的用法，他當時不可能提款，if he had tried, 如果他試圖去做，實際上他並沒有試圖去提款
█ 他的帳戶餘額是98億美元 接近印度每年115 億美元的教育預算。
His account balance of $9.8bn is closer to India's annual education budget of $11.5bn.
‧ account balance：帳戶餘額（固定用法）
‧ education budget：教育預算（固定用法）
annual education budget 年教育預算
█ 該銀行在Balurghat分行的主管經理，Subhashish Karmakar，婉拒談論資金來源或Saha先生的帳戶如何有這筆錢流入。
Subhashish Karmakar, chief manager of the bank's branch in Balurghat, declined to speak about the source of the funds or how the money got into Mr Saha's account.
‧ fund：資金（名詞）
‧ decline：謝絕，婉拒（動詞）http://oald8.oxfordlearnersdictionaries.com/dictionary/decline_2
to refuse politely to accept or to do something
█ Saha先生說，他已經成功地從他的帳戶提取屬於他的200美元。
「儘管我拿回我的錢，那個帳戶仍然持有未入帳的數十億美元的總額 ，我不知道那個天文數字必需留在我戶頭多久。」
Mr Saha says he has managed to withdraw the $200 from his account that belonged to him.
"Even though I got my money back, the account still holds the billions of dollars as uncleared amount. I don't know how long I'll have to keep that astronomical figure in my account."
‧ withdraw：提款（動詞）
withdraw money from his account 從戶頭提款
‧ account：銀行帳戶，戶頭（名詞）
‧ amount：總額（名詞）
‧ astronomical：天文數字的，龐大的（形容詞）
‧ astronomical figure：天文數字
＊字彙整理
天文數字的巨額在戶頭，不能提款，中看不中用， 銀行烏龍新聞，有趣之外，我們也可以學習到一些銀行用語：
‧ 提款：withdraw（動詞）
‧ 大吃一驚：get the shock of one’s life （慣用語）
‧ 天文數字：astronomical figure
‧ 戶頭，帳戶：account（名詞）
‧ 結餘：balance（名詞）
‧ 總額：amount（名詞）
‧ 帳戶餘額：account balance（固定用法）
‧ 資金還未入帳：uncleared（形容詞）
‧ 票據交換所：clearing house （固定用法）
‧ 婉拒：decline（動詞）
‧ 億萬富翁地位：billionaire status
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